Karunamoorthy has been involved in insurance and financial services since 1979. He holds a Science degree from the University of Malaya, obtained a Diploma from the Malaysian Insurance Institute (including the Best Overall Performance Award in the 1985 examinations), a Law degree from the University of London and a Certificate of Legal Practice (CLP) from the University of Malaya. He has also been admitted to the Malaysian Bar as an Advocate and Solicitor.
Furthering his academic pursuits, he successfully completed the Associate Chartered Insurance Institute of London and the Associate Malaysian Insurance Institute examinations. In 1992, he was awarded the best student for the subject of Law and Taxation in these examinations.
In 2002, he qualified as a Certified Financial Planner (CFP) awarded by the Financial Planning Association of Malaysia. In 2003 he completed the Fellow Chartered Financial Practitioner Course (FChFP) conducted by the National Association of Malaysian Life Insurance and Financial Advisors (NAMLIFA). Once again he earned the honour of being the Top Student in the subject of Taxation and Tax Planning. He was conferred the qualifications of Registered Financial Planner (RFP) in 2004 and the Shariah RFP in 2010 by the Malaysian Financial Planning Council. Karunamoorthy is a Past President and Fellow of NAMLIFA and was a member of the Board of Directors of the Malaysian Insurance Institute.
Having been involved for several years in sales and agency management with a leading insurer, he is also regarded as a leading consultant and trainer in the areas of Life Insurance Law and Business Insurance. Karuna has provided his expertise to insurance companies, banks, trust corporations and various organisations. He is a regular trainer in law and financial planning and has authored several publications on these subjects. Currently he is also a Consultant in the law firm “Karunamoorthy & Associates”. Having had the benefit of a strong and balanced upbringing, he received recognition as an “Outstanding Sportsman” in his school days. Trained in both Indian and English classical music, he plays several musical instruments and sings in several languages. He is especially proficient at the piano for which he holds a Grade 8 Certificate from the Associate Board of the Royal School of Music, London. His wife Ambika is involved in the business of managing “Wellness Centres”. A father of three children, both his daughters obtained their law degrees at the age of 20 and went on subsequently to qualify with Masters in Law from the University of London. His son was trained in Brisbane, Australia and qualified as a pilot at the age of 18.
Karuna has also authored the following books and courses for the insurance and financial planning industry:-
1.Claims & Trusts - published 1996
2.Life Insurance Law & Trusts - published 1997
3.Payment & Distribution of Policy Moneys - published 1998
4.Risk Management & Insurance -Module for the CFP course
5.Estate Planning- Module for the RFP course.
6.Financial Services Act 2013 & Insurance – published August 2013